Advertiser Disclosure

1. How CreditGully Earns Revenue

CreditGully participates in affiliate marketing through Cuelinks, a third-party affiliate network. When you click an affiliate link on this site and are subsequently approved for a credit card, CreditGully may receive a referral commission from Cuelinks. This commission comes from the card issuer and is at no additional cost to you — the card's fees, interest rates, and terms are identical whether you apply through CreditGully or directly.

2. Not All Cards Are Affiliate-Linked

A number of credit cards featured on CreditGully are linked directly to the card issuer's website, with no affiliate arrangement in place. These cards are included solely on editorial merit — because we believe they are genuinely useful to our readers. Our editorial rankings and recommendations reflect independent assessment criteria and are not influenced by whether or not a commercial relationship exists.

3. How to Identify Affiliate Links

On individual card detail pages, the apply button area includes a small label indicating whether the link is an affiliate link or a direct link to the issuer. Affiliate links are labelled:

“Affiliate link — CreditGully may receive a referral commission via Cuelinks if you are approved.”

Non-affiliate links are labelled as direct links to the issuer's website.

4. Editorial Independence

CreditGully's editorial team selects, ranks, and reviews cards based on objective criteria: reward rates, annual fees, lounge access, forex markup, welcome bonuses, and suitability for different spending profiles. Affiliate compensation does not influence which cards we cover, how we rank them, or what we write in our reviews. Cards with no affiliate arrangement appear alongside affiliate-linked cards when they are the better product for our readers.

5. Data Processors Involved in the Apply Flow

When you click an affiliate apply link, you are redirected through Cuelinks' tracking infrastructure before arriving at the card issuer's application page. This redirection allows Cuelinks to attribute any subsequent approval to CreditGully. No sensitive personal or financial information is transmitted to CreditGully or Cuelinks through this process — the card application itself is completed entirely on the issuer's own platform.

6. Questions and Contact

If you have questions about this disclosure or our editorial process, please contact us at hello@creditgully.com. You may also wish to review our Privacy Policy and Terms of Use.