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LOUNGE ACCESS CARDS

Best Airport Lounge Credit Cards of July 2026

By CreditGully Editors · Updated July 20, 2026

Elevate your airport experience with a credit card that grants access to domestic and international lounges. No more crowded terminals — enjoy quiet spaces, free food, and Wi-Fi before you fly.

Some cards on this page are linked to affiliate programmes managed through Cuelinks. Our rankings are based on independent editorial assessment and are not influenced by commercial relationships. Cards are also featured where no affiliate arrangement exists. Card details are subject to change — always verify current terms directly with the issuing bank.

HDFC Infinia Credit Card (Metal Edition)
Invite Only

HDFC Infinia Credit Card (Metal Edition)

HDFC Bank

5
Ultimate travel rewards

Bonus: 12,500 Reward Points

Fee: ₹12,500Yield: 3.33%–33.33%
HDFC Diners Club Black Metal Edition Credit Card

HDFC Diners Club Black Metal Edition Credit Card

HDFC Bank

5
Premium lifestyle and travel

Bonus: Club Marriott, Swiggy One, Amazon Prime

Fee: ₹10,000Yield: 3.33%–33.33%
Axis Atlas Credit Card
Apps Paused

Axis Atlas Credit Card

Axis Bank

5
Flexible airline rewards

Bonus: 2,500 EDGE Miles

Fee: ₹5,000Yield: 2%–10%
YES BANK Marquee Credit Card

YES BANK Marquee Credit Card

Yes Bank

4
All-round premium rewards and international travel

Bonus: 40,000 Reward Points

Fee: ₹4,999Yield: 2.25%–4.5%
HDFC Regalia Gold Credit Card

HDFC Regalia Gold Credit Card

HDFC Bank

4
Travel and lifestyle

Bonus: Swiggy One, MMT Black Gold

Fee: ₹2,500Yield: 1.25%–16.25%
American Express® Platinum Travel Credit Card
Apps Paused

American Express® Platinum Travel Credit Card

American Express

3
High-value milestone rewards

Bonus: 10,000 Membership Rewards points

Fee: ₹5,000Yield: 0.8%–4%
ICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card

ICICI Bank

3.5
Unlimited luxury and golf

Bonus: Birthday voucher worth 5,000

Fee: ₹12,000Yield: 1%–12%
Axis Bank Vistara Infinite Credit Card
Apps Paused

Axis Bank Vistara Infinite Credit Card

Axis Bank

4
High-velocity Air India/Vistara business class travel

Bonus: 1 complimentary Business Class Voucher

Fee: ₹10,000Yield: 3%–12.5%
AU Zenith+ Credit Card

AU Zenith+ Credit Card

AU Small Finance Bank

3.5

Bonus: Brand voucher worth ₹5,000

Fee: ₹4,999Yield: 1%–3.33%
Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card

Axis Bank

3.5
Luxury travel and lifestyle

Bonus: 15,000 Reward Points

Fee: ₹50,000Yield: 1.2%–4.8%
SBI Card Miles Elite

SBI Card Miles Elite

State Bank of India

3
Travel and lounge milestones

Bonus: 5,000 Travel Credits

Fee: ₹4,999Yield: 1%–3%
HSBC TravelOne Credit Card

HSBC TravelOne Credit Card

HSBC

3.5
Flexible travel rewards

Bonus: ₹1,000 cashback + ₹3,000 PostCard voucher + 3 months EazyDiner Prime + 3000 RP

Fee: ₹4,999Yield: 2%–4.8%
IDFC FIRST Wealth Credit Card

IDFC FIRST Wealth Credit Card

IDFC FIRST Bank

3
Lifetime-free premium rewards
Fee: NilYield: 0.375%–9.5%
American Express® Platinum Card

American Express® Platinum Card

American Express

4
Luxury travel and hotel status

Bonus: Welcome gift worth up to ₹60,000

Fee: ₹66,000Yield: 2.5%–50%
Axis Bank Horizon Credit Card

Axis Bank Horizon Credit Card

Axis Bank

4.5
Travel and high lounge access

Bonus: 5,000 EDGE Miles

Fee: ₹3,000Yield: 2%–5%
Kotak Zen Signature Credit Card

Kotak Zen Signature Credit Card

Kotak Mahindra Bank

3
Apparel and lifestyle shopping

Bonus: 1,500 Zen Points

Fee: ₹1,500Yield: 0.83%–3.13%
Adani One ICICI Signature Credit Card

Adani One ICICI Signature Credit Card

ICICI Bank

3.5
Adani airport ecosystem privileges

Bonus: ₹5,000 flight ticket voucher + ₹2,000 hotel voucher

Fee: ₹5,000Yield: 1.5%–7%
HDFC Diners Club Privilege Credit Card

HDFC Diners Club Privilege Credit Card

HDFC Bank

3.5
Mid-tier lifestyle and dining

Bonus: Swiggy One & Times Prime

Fee: ₹1,000Yield: 1%–10%

Editorial Disclaimer: Opinions expressed here are the CreditGully editorial team's alone and have not been reviewed or approved by any card issuer. Compensation may impact which cards appear and how, but does not affect our editorial integrity or ratings.

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