Priority Pass
Yes Bank
Yes Bank Marquee
Yes Bank's premium Marquee Credit Card is specifically designed to cater to the high-end lifestyle and travel requirements of high-income individuals. Positioned as a competitive all-rounder in the premium market segment, the card carries a first-year joining fee of Rs.
Direct link to the issuer's website. Terms apply — verify current offer with the bank.
Data last updated 6 June 2026.
At a Glance
Annual Fee
₹4,999
Joining Fee
₹9,999
Fee Waiver
Spend ₹10,00,000 annually
Lounge Access
See details
Forex Markup
1%
Effective Yield
2.25% – 4.5%
Our Take
CreditGully Rating
Based on CreditGully editors' analysis. Not influenced by card issuers.
Yes Bank's premium Marquee Credit Card is specifically designed to cater to the high-end lifestyle and travel requirements of high-income individuals. Positioned as a competitive all-rounder in the premium market segment, the card carries a first-year joining fee of Rs. 9,999 and a renewal fee of Rs. 4,999. It stands out by offering robust value across multiple categories, with a primary focus on high online reward point accumulation and premium travel privileges.
Among its standout features is an impressive reward rate of up to 4.5% on online shopping, with the unique advantage of earning points on categories like wallet loading, rent, utilities, and insurance that are typically excluded by other card issuers. Travelers are treated to unlimited complimentary international lounge access for both primary and add-on cardholders, 24 domestic lounge visits per year, and 8 guest visits. These benefits are paired with a very competitive 1% foreign exchange markup fee, complimentary golf lessons, and up to Rs. 2,400 monthly savings on BookMyShow movie tickets.
The ideal user for the YES Marquee Credit Card is a high-spending individual who travels internationally and does a significant portion of their shopping online. While the card has some drawbacks, specifically its limited air miles transfer partners (restricted to Club Vistara and Intermiles) and a low point-to-cash redemption ratio of 4:1 (Rs. 0.25 per point), the sheer volume of lifestyle savings, travel comfort, and entertainment benefits easily outweighs these limitations and offsets the annual fee.
What We Like
We love the card's highly rewarding earning structure that offers an impressive 4.5% reward rate on online shopping without any spend-based capping. Additionally, the inclusion of unlimited international lounge access for both primary and add-on cardholders alongside a low 1% forex markup fee makes it a top-tier choice for frequent overseas travelers.
Pros
- ✓Impressive reward rate of up to 4.5%
- ✓Accelerated earning on all online spends, irrespective of category/brand
- ✓Unlimited international lounge visits for primary and add-on cardholder
- ✓Low forex mark-up fee of 1%
- ✓Save up to Rs. 2,400 on movie tickets per month through BookMyShow
Cons
- ✗Limited reward redemption options
- ✗Low reward redemption ratio of 4:1
Get This Card If
- ✓You are a high spender who wants all-rounder benefits across movies, dining, and rewards
- ✓You are a frequent international traveller looking for unlimited lounge access and a low 1% forex markup fee
- ✓You prefer shopping online and want to maximize reward benefits with no spend-based capping
Earning & Redemption
How You Earn
| Category | Reward rate | Yield % | Cap |
|---|---|---|---|
| Online Shopping (Accelerated) | 36 Reward Points (RP) per ₹200 | 4.50% | 1,00,000 RP per statement cycle |
| Offline Spends | 18 RP per ₹200 | 2.25% | 1,00,000 RP per statement cycle |
| Select Categories (Utility/Govt/Edu) | 10 RP per ₹200 | 1.25% | 1,250 RP per cycle for Utilities (MCC 4900) |
| Excluded Categories | No Points Earned | 0.0% | — |
Milestone Rewards
| Spend | Benefit | Value | Summary |
|---|---|---|---|
| ₹10 Lakh | Fee Waiver | ₹4,999 + GST Savings | Annual renewal fee is waived upon hitting ₹10 Lakhs annual retail spend. |
Redemption Value
| Channel | Value per point | Verdict |
|---|---|---|
| YES Rewardz Portal (Flights/Hotels) | ₹0.25 per point1:1 Ratio | Best Value (No convenience fee for travel bookings usually) |
| Air Miles Transfer | Variable4:1 Ratio | Moderate (Partners: Club Vistara/Maharaja Club, InterMiles) |
What You Need to Know
New April 2026 Utility Rules
1% fee applies only after monthly Utility spends exceed ₹50,000.
Impact: A pro-user change; previous limit was ₹25,000. Great for large families.
Transportation Threshold
1% fee on Tolls/Bridge payments if transaction >₹10k or monthly >₹75k.
Impact: Prevents commercial usage but doesn't hurt 99% of retail users.
The 'Buy 3 Get 3' Movie Perk
BOGO up to ₹800 off per ticket. Max 3 free tickets per month.
Impact: Potential monthly saving of ₹2,400. One of the best movie perks in India.
Low Redemption Cap
Monthly reward earning is hard-capped at 1,00,000 points (₹25,000 value).
Impact: Limits value for ultra-spenders (>₹5.5L/month online).
Essential Fine Print
Reward Exclusions
Non-Rewardable Spends: Fuel transactions, Wallet loading, Rent payments, and Cash withdrawals do not earn Reward Points.
Welcome Offer
Welcome Reward Points
40,000 Reward Points credited upon payment of the joining fee.
Lounge Access
Priority PassDomestic Lounge Access
6 complimentary Domestic Airport Lounge visit in India per calendar quarter for Primary & Add-on Cardmember. 2 Complimentary Domestic lounge visits for guests in a quarter. Note: Customers need to spend ₹35,000 or more in a quarter to automatically qualify for complimentary lounge privilege in the subsequent quarter
Unlimited International Lounge Access
Unlimited complimentary international lounge access via Priority Pass for primary and add-on cardholders.
Travel Benefits
Low Forex Markup
Reduced foreign currency markup of 1% on all international transactions.
Dining Benefits
Entertainment Offer
Buy 1 Get 1 free on movie and non-movie tickets on BookMyShow, up to ₹800 discount per month.
EazyDiner Prime
Complimentary 6-month EazyDiner Prime membership for exclusive dining discounts.
Golf Benefits
Complimentary Golf
4 complimentary rounds of green fees per calendar year and 1 complimentary golf lesson every month at select golf courses in India.
Milestone Benefits
Renewal Reward Points
20,000 Reward Points credited upon payment of the renewal fee.
Fee Waiver
Annual renewal fee waiver on spending ₹10 Lakhs or more in the preceding year.
Additional Features
Dedicated Concierge
24/7 lifestyle concierge services for travel, dining, and entertainment bookings.
Insurance Cover
Complimentary Air Accident Cover of ₹1 Crore and Credit Shield Cover of ₹10 Lakhs.
Fees & Charges
| Fee Type | Amount / Details |
|---|---|
| Joining Fee | ₹9,999 |
| Annual / Renewal Fee | ₹4,999 |
| Fee Waiver Threshold | Spend ₹10,00,000 annually |
| Forex Markup | 1% |
| Reward Redemption Fee | ₹99 per redemption |
| Fuel Surcharge Waiver | 1% surcharge |
Eligibility Criteria
Income Requirement
Minimum net monthly income of ₹3 Lakhs or based on existing relationship with the bank.
Age
Minimum 21 years to maximum 60 years.
Ready to apply for Yes Bank Marquee?
Annual fee: ₹4,999 · Waived on ₹10,00,000 spend
Frequently Asked Questions
Annual fee
₹4,999
2.25% – 4.5% yield