SHOPPING CREDIT CARDS
Best Shopping Credit Cards of July 2026
By CreditGully Editors · Updated July 23, 2026
From Amazon to Flipkart and high-street brands, these cards give you the best cashback and reward rates for online and offline shopping in India.
Some cards on this page are linked to affiliate programmes managed through Cuelinks. Our rankings are based on independent editorial assessment and are not influenced by commercial relationships. Cards are also featured where no affiliate arrangement exists. Card details are subject to change — always verify current terms directly with the issuing bank.
Everyday Amazon shopping
1% – 5%
Nil
Cashback on online shopping
1% – 5%
₹999
HDFC Infinia Credit Card (Metal Edition)
HDFC Bank
Bonus: 12,500 Reward Points
Ultimate travel rewards
12,500 Reward Points
3.33% – 33.33%
₹12,500
HDFC Millennia Credit Card
HDFC Bank
Bonus: 1,000 CashPoints
Online shopping and lifestyle
1,000 CashPoints
1% – 10%
₹1,000
Flipkart Axis Bank Credit Card
Axis Bank
Bonus: ₹350 worth of activation benefits
Flipkart and Myntra shopping
₹350 worth of activation benefits
1% – 7.5%
₹500
HDFC Regalia Gold Credit Card
HDFC Bank
Bonus: Swiggy One, MMT Black Gold
Travel and lifestyle
Swiggy One, MMT Black Gold
1.25% – 16.25%
₹2,500
HSBC Live+ Credit Card
HSBC
Bonus: ₹1,000 cashback + ₹250 Amazon eGift Voucher + upto ₹750 voucher
Everyday dining and groceries
₹1,000 cashback + ₹250 Amazon eGift Voucher + upto ₹750 voucher
1.5% – 10%
₹999
Swiggy BLCK HDFC Bank Credit Card
HDFC Bank
Bonus: 3 months Swiggy One membership
Food and grocery delivery
3 months Swiggy One membership
1% – 10%
₹1,000
Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank
Bonus: 1,499 NeuCoins
Tata ecosystem and UPI rewards
1,499 NeuCoins
1% – 10%
₹1,499
Airtel Axis Bank Credit Card
Axis Bank
Bonus: ₹250 Amazon eVoucher
Airtel and utility savings
₹250 Amazon eVoucher
1% – 25%
₹500
Shoppers Stop HDFC Bank Credit Card
HDFC Bank
Bonus: Shoppers Stop Black Membership + ₹1,500 welcome voucher
High-end fashion and department store rewards
Shoppers Stop Black Membership + ₹1,500 welcome voucher
2% – 7%
₹4,500
Axis Neo Credit Card
Axis Bank
Bonus: 100% cashback up to ₹300
Online shopping and food
100% cashback up to ₹300
0.1% – 9.54%
₹250
SBI SimplyCLICK Credit Card
State Bank of India
Bonus: ₹500 Gift Card
Entry-level online shopping
₹500 Gift Card
0.2% – 4.5%
₹499
Editorial Disclaimer: Opinions expressed here are the CreditGully editorial team's alone and have not been reviewed or approved by any card issuer. Compensation may impact which cards appear and how, but does not affect our editorial integrity or ratings.