HDFC BANK CARDS
Best HDFC Bank Credit Cards of July 2026
By CreditGully Editors · Updated July 28, 2026
HDFC Bank is India's largest private sector bank and offers some of the most rewarding credit cards in the market. From the ultra-premium Infinia to the mid-tier Regalia, there's an HDFC card for every lifestyle.
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HDFC Diners Club Black Credit Card
HDFC Bank
Bonus: Club Marriott, Swiggy One, MMT Black, Amazon Prime & Times Prime
Frequent international travel
Club Marriott, Swiggy One, MMT Black, Amazon Prime & Times Prime
3.33% – 33.33%
₹10,000
HDFC Diners Club Black Metal Edition Credit Card
HDFC Bank
Bonus: Club Marriott, Swiggy One, Amazon Prime
Premium lifestyle and travel
Club Marriott, Swiggy One, Amazon Prime
3.33% – 33.33%
₹10,000
HDFC Infinia Credit Card (Metal Edition)
HDFC Bank
Bonus: 12,500 Reward Points
Ultimate travel rewards
12,500 Reward Points
3.33% – 33.33%
₹12,500
HDFC Millennia Credit Card
HDFC Bank
Bonus: 1,000 CashPoints
Online shopping and lifestyle
1,000 CashPoints
1% – 10%
₹1,000
Shoppers Stop BLACK HDFC Bank Credit Card
HDFC Bank
Bonus: Shoppers Stop Black Membership + ₹1,500 welcome voucher
High-end fashion and department store rewards
Shoppers Stop Black Membership + ₹1,500 welcome voucher
2% – 7%
₹4,500
Swiggy BLCK HDFC Bank Credit Card
HDFC Bank
Bonus: 3 months Swiggy One membership
Food and grocery delivery
3 months Swiggy One membership
1% – 10%
₹1,000
Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank
Bonus: 1,499 NeuCoins
Tata ecosystem and UPI rewards
1,499 NeuCoins
1% – 10%
₹1,499
HDFC Regalia Gold Credit Card
HDFC Bank
Bonus: Swiggy One, MMT Black Gold
Travel and lifestyle
Swiggy One, MMT Black Gold
1.25% – 16.25%
₹2,500
IndianOil HDFC Credit Card
HDFC Bank
Bonus: IndianOil XTRAREWARDS membership + ₹250 voucher
Fuel and grocery savings
IndianOil XTRAREWARDS membership + ₹250 voucher
0.64% – 10%
₹500
IRCTC HDFC Bank Credit Card
HDFC Bank
Bonus: ₹500 gift voucher
Frequent train travelers and railway lounge access
₹500 gift voucher
1% – 10%
₹500
Marriott Bonvoy HDFC Credit Card
HDFC Bank
Bonus: 1 Free Night Award + 10 Elite Night Credits + Silver Elite Status
Marriott loyalists and stays
1 Free Night Award + 10 Elite Night Credits + Silver Elite Status
0.67% – 6.3%
₹3,000
Tata Neu Plus HDFC Credit Card
HDFC Bank
Bonus: 499 NeuCoins
Grocery shopping and Tata brand loyalty
499 NeuCoins
1% – 7%
₹499
HDFC Bank PIXEL Play Credit Card
HDFC Bank
Customizable cashback on select categories and online shopping
5%
₹500
HDFC Diners Club Privilege Credit Card
HDFC Bank
Bonus: Swiggy One & Times Prime
Mid-tier lifestyle and dining
Swiggy One & Times Prime
1% – 10%
₹1,000
PhonePe HDFC Bank Ultimo Credit Card
HDFC Bank
Bonus: ₹499 PhonePe Gift Card + ₹50 × 10 UPI scratch cards
Everyday utility bills and UPI payments
₹499 PhonePe Gift Card + ₹50 × 10 UPI scratch cards
1% – 10%
₹999
HDFC Bank PIXEL Go Credit Card
HDFC Bank
Online shopping via SmartBuy and everyday spends
5%
₹250
HDFC Freedom Credit Card
HDFC Bank
Bonus: 500 Reward Points
First-time cardholders and everyday apps
500 Reward Points
0.15% – 1.5%
₹500
PhonePe HDFC Bank Uno Credit Card
HDFC Bank
Bonus: ₹249 PhonePe Gift Card + ₹25 × 10 UPI scratch cards
Everyday utility bills + UPI payments
₹249 PhonePe Gift Card + ₹25 × 10 UPI scratch cards
1% – 2%
₹499
Editorial Disclaimer: Opinions expressed here are the CreditGully editorial team's alone and have not been reviewed or approved by any card issuer. Compensation may impact which cards appear and how, but does not affect our editorial integrity or ratings.