TRAVEL CREDIT CARDS
Best Travel Credit Cards of July 2026
By CreditGully Editors · Updated July 20, 2026
Our team at CreditGully has curated the best travel credit cards for Indian travellers. Whether you're a frequent flyer or an occasional vacationer, these cards help you earn miles, access airport lounges, and save on foreign exchange markups.
Some cards on this page are linked to affiliate programmes managed through Cuelinks. Our rankings are based on independent editorial assessment and are not influenced by commercial relationships. Cards are also featured where no affiliate arrangement exists. Card details are subject to change — always verify current terms directly with the issuing bank.
Axis Atlas Credit Card
Axis Bank
Bonus: 2,500 EDGE Miles
Flexible airline rewards
2,500 EDGE Miles
2% – 10%
₹5,000
HDFC Infinia Credit Card (Metal Edition)
HDFC Bank
Bonus: 12,500 Reward Points
Ultimate travel rewards
12,500 Reward Points
3.33% – 33.33%
₹12,500
American Express® Platinum Travel Credit Card
American Express
Bonus: 10,000 Membership Rewards points
High-value milestone rewards
10,000 Membership Rewards points
0.8% – 4%
₹5,000
HDFC Diners Club Black Metal Edition Credit Card
HDFC Bank
Bonus: Club Marriott, Swiggy One, Amazon Prime
Premium lifestyle and travel
Club Marriott, Swiggy One, Amazon Prime
3.33% – 33.33%
₹10,000
HDFC Regalia Gold Credit Card
HDFC Bank
Bonus: Swiggy One, MMT Black Gold
Travel and lifestyle
Swiggy One, MMT Black Gold
1.25% – 16.25%
₹2,500
YES BANK Marquee Credit Card
Yes Bank
Bonus: 40,000 Reward Points
All-round premium rewards and international travel
40,000 Reward Points
2.25% – 4.5%
₹4,999
SBI Card Miles Elite
State Bank of India
Bonus: 5,000 Travel Credits
Travel and lounge milestones
5,000 Travel Credits
1% – 3%
₹4,999
HSBC TravelOne Credit Card
HSBC
Bonus: ₹1,000 cashback + ₹3,000 PostCard voucher + 3 months EazyDiner Prime + 3000 RP
Flexible travel rewards
₹1,000 cashback + ₹3,000 PostCard voucher + 3 months EazyDiner Prime + 3000 RP
2% – 4.8%
₹4,999
Axis Bank Horizon Credit Card
Axis Bank
Bonus: 5,000 EDGE Miles
Travel and high lounge access
5,000 EDGE Miles
2% – 5%
₹3,000
IDFC FIRST Wealth Credit Card
IDFC FIRST Bank
Lifetime-free premium rewards
0.375% – 9.5%
Nil
Marriott Bonvoy HDFC Credit Card
HDFC Bank
Bonus: 1 Free Night Award + 10 Elite Night Credits + Silver Elite Status
Marriott loyalists and stays
1 Free Night Award + 10 Elite Night Credits + Silver Elite Status
0.67% – 6.3%
₹3,000
Axis Bank Reserve Credit Card
Axis Bank
Bonus: 15,000 Reward Points
Luxury travel and lifestyle
15,000 Reward Points
1.2% – 4.8%
₹50,000
Kotak Air+ Credit Card
Kotak Mahindra Bank
Bonus: 2,500 Air Miles
Simple travel redemptions
2,500 Air Miles
2% – 5%
₹3,000
Adani One ICICI Signature Credit Card
ICICI Bank
Bonus: ₹5,000 flight ticket voucher + ₹2,000 hotel voucher
Adani airport ecosystem privileges
₹5,000 flight ticket voucher + ₹2,000 hotel voucher
1.5% – 7%
₹5,000
IRCTC HDFC Bank Credit Card
HDFC Bank
Bonus: ₹500 gift voucher
Frequent train travelers and railway lounge access
₹500 gift voucher
1% – 10%
₹500
American Express® Platinum Card
American Express
Bonus: Welcome gift worth up to ₹60,000
Luxury travel and hotel status
Welcome gift worth up to ₹60,000
2.5% – 50%
₹66,000
Editorial Disclaimer: Opinions expressed here are the CreditGully editorial team's alone and have not been reviewed or approved by any card issuer. Compensation may impact which cards appear and how, but does not affect our editorial integrity or ratings.