Priority Pass
Axis Bank
Vistara Infinite
The Axis Bank Vistara Infinite Credit Card is a premium co-branded airline card designed specifically for Vistara loyalists who prefer flying business class. Charging a high annual fee of Rs.
Direct link to the issuer's website. Terms apply — verify current offer with the bank.
Data last updated 7 June 2026.
At a Glance
Annual Fee
₹10,000
Joining Fee
₹10,000
Fee Waiver
N/A
Lounge Access
See details
Forex Markup
3.5%
Effective Yield
3% – 12.5%
Our Take
CreditGully Rating
Based on CreditGully editors' analysis. Not influenced by card issuers.
The Axis Bank Vistara Infinite Credit Card is a premium co-branded airline card designed specifically for Vistara loyalists who prefer flying business class. Charging a high annual fee of Rs. 10,000, the card addresses the needs of high-spending domestic flyers. While the base reward rate of 6 CV Points per Rs. 200 spent is not particularly impressive, the card shines through its highly lucrative welcome and milestone benefits. (Note: Axis Bank is currently not accepting new applications for Vistara co-branded credit cards due to the Vistara-Air India merger.)
Its standout feature is its milestone program, which allows cardholders to earn up to 4 complimentary Business Class tickets in a year upon reaching specific spending thresholds (Rs. 2.5 Lakh, Rs. 5 Lakh, Rs. 7.5 Lakh, and Rs. 12 Lakh), plus an additional ticket as a welcome/renewal benefit. It also provides a complimentary Club Vistara Gold membership for the first year, bringing privileges like priority check-in, priority boarding, additional baggage allowance, and lounge access. However, recent devaluations have excluded categories like gold/jewellery and insurance from milestone calculations, and subsequent years of Gold membership now require flying at least 4 Vistara flights and earning 15,000 Tier Points.
This card is best suited for high-spending Vistara loyalists who can easily reach the milestone spend limits to maximize their free business class tickets. It is less ideal for international travelers due to a high foreign exchange markup fee of 3.5% and the complete lack of complimentary international airport lounge access.
What We Like
The card offers an exceptional milestone program where you can earn up to 5 free Business Class tickets a year (4 from spends and 1 upon renewal). We also like the first-year complimentary Club Vistara Gold membership, which provides premium airport privileges like priority check-in and boarding.
Pros
- ✓Complimentary Business Class ticket voucher provided as a welcome and renewal benefit every year
- ✓Excellent milestone program offering up to 4 complimentary Business Class tickets annually
- ✓First-year complimentary Club Vistara Gold membership providing priority check-in, extra baggage, and boarding privileges
- ✓Lifestyle perks including 6 complimentary rounds of golf and dining/hotel discounts at EazyDiner and Trident properties
Cons
- ✗No international lounge access and a high forex markup fee of 3.5%
- ✗Domestic lounge access is limited to 2 visits per quarter and requires a minimum spend of Rs. 50,000 in the previous 3 months
- ✗Many everyday spending categories (such as fuel, utilities, rent, wallet load, EMI, insurance, and gold/jewellery) are excluded from earning CV Points and milestone calculations
- ✗Club Vistara Gold membership is only free for the first year, with renewal conditioned on taking 4 flights and earning 15,000 Tier Points
Get This Card If
- ✓You prefer Vistara Airlines and usually fly business class
- ✓You are a high-spender and can easily reach the spend milestones
- ✓You rarely travel overseas or have a separate card for your international travel needs
Earning & Redemption
How You Earn
| Category | Reward rate | Yield % | Cap |
|---|---|---|---|
| Base Spends (Retail) | 6 CV Points* per ₹200 | 3.00% - 4.50% | No Upper Cap on base earning |
| Vistara/Air India Spends | 6 CV Points per ₹200 + Tier Bonus | Variable | No Upper Cap |
| Excluded Categories (2026) | No Points Earned | 0.0% | — |
Milestone Rewards
| Spend | Benefit | Value | Summary |
|---|---|---|---|
| ₹1 Lakh | Activation Bonus10,000 pts | ₹10,000 (Travel Value) | 10,000 Bonus CV Points on spending ₹1 Lakh within the first 90 days. |
| ₹2.5 Lakh | Flight Voucher | 1 Business Class Ticket | Complimentary Business Class ticket voucher (Domestic) upon hitting this spend. |
| ₹5 Lakh | Flight Voucher | 1 Business Class Ticket | Additional Business Class ticket voucher (Domestic). |
| ₹7.5 Lakh | Flight Voucher | 1 Business Class Ticket | Additional Business Class ticket voucher (Domestic). |
| ₹12 Lakh | Flight Voucher | 1 Business Class Ticket | Final milestone voucher (Total 4 milestone tickets + 1 welcome ticket = 5 total). |
Redemption Value
| Channel | Value per point | Verdict |
|---|---|---|
| Maharaja Club (Award Flights) | ₹1.00 - ₹1.50 per point1:1 Ratio | Best Value (Redeem for Business Class seats on high-demand routes) |
| Cabin Upgrades | VariableVariable | High Value (Use points to upgrade from Economy to Business Class) |
What You Need to Know
The 'Merger' Transition
Club Vistara is being folded into Maharaja Club (Air India).
Impact: Vouchers may now have broader availability but higher 'convenience fee' taxes on bookings.
Lounge Spend Gate
Domestic lounge access requires a spend of ₹50,000 in the previous 3 months.
Impact: Casual cardholders will lose access if the card is not their primary spender.
CV Gold Retention
Renewal Gold Status now requires 4 flights + 15k Tier Points (Legacy 'free' status is stricter).
Impact: You can't just pay the fee; you must actually fly to keep the Gold perks.
Voucher Taxes
Vouchers only cover base fare. Taxes/Surcharges must be paid in cash.
Impact: On busy routes, taxes can range from ₹800 to ₹1,500 per 'free' ticket.
Essential Fine Print
Reward Exclusions
Excluded Categories (No Points): Fuel, Wallet loads, Rental payments, Government services, Insurance, Utilities, and Educational services via third-party apps.
Welcome Offer
Complimentary Business Class Ticket Voucher
One-way base fare waived Business Class ticket voucher upon payment of joining fee, after the first billing cycle, within ten days of the due date of the statement in which the fee is levied, subject to fee payment.
Club Vistara Gold Membership
Complimentary Gold tier membership including priority check-in, priority boarding, and additional baggage allowance. (Gold Tier will be issued in year 1 after fee payment, valid for 12 months from date of upgrade. Gold tier will be credited within 10 working days of fee payment; Year 2 onwards, customer needs to achieve 4 Vistara flights and 15,000 Tier Points criteria in the last 12 months to retain the gold tier)
Lounge Access
Priority PassDomestic Lounge Access
2 complimentary visits per calendar quarter to select airport lounges in India.
Travel Benefits
Club Vistara Points Earning
Earn 6 Club Vistara (CV) Points for every ₹200 spent on all eligible transactions.
Comprehensive Insurance
Air Accident Cover up to ₹2.5 Crore and Purchase Protection Cover up to ₹1 Lakh.
Discount on Trident Properties
Upto 15% off on Trident properties.
Dining Benefits
Dining Discounts with EazyDiner
Dining Discounts once per month at our partner restaurants with EazyDiner.
Golf Benefits
Golf Access
Get 6 complimentary rounds of golf at some of India's most picturesque
Milestone Benefits
Spend Milestones
Receive 1 complimentary Business Class ticket voucher each on reaching annual spends of ₹2.5 Lakh, ₹5 Lakh, ₹7.5 Lakh, and ₹12 Lakh.
Additional Features
Zero Lost Card Liability
Protection against fraudulent transactions from the moment the loss of card is reported to the bank.
Weekend Experiences
Explore curated experiences from across the world with Extraordinary weekends
Fees & Charges
| Fee Type | Amount / Details |
|---|---|
| Joining Fee | ₹10,000 |
| Annual / Renewal Fee | ₹10,000 |
| Fee Waiver Threshold | N/A |
| Forex Markup | 3.5% |
| Fuel Surcharge Waiver | 1% surcharge |
Eligibility Criteria
Age
Primary cardholder must be between 18 and 70 years of age.
Income
Minimum net income requirement of ₹24,00,000 per annum for Indian residents.
Residency
Should be a resident of India or a non-resident Indian (NRI)
Applications paused for Vistara Infinite
This card is not currently accepting new applications. Check back later.
Frequently Asked Questions
Annual fee
₹10,000
3% – 12.5% yield