ICICI Bank
Adani One Platinum
The Adani One ICICI Platinum Credit Card is an entry-level co-branded card designed for people who frequently transact within the Adani ecosystem. With a reasonable annual fee of Rs.
Direct link to the issuer's website. Terms apply — verify current offer with the bank.
Data last updated 7 June 2026.
At a Glance
Annual Fee
₹750
Joining Fee
₹750
Fee Waiver
Spend ₹3,00,000 annually
Lounge Access
2 domestic lounge access per quarter
Forex Markup
3.5%
Effective Yield
1% – 3%
Our Take
CreditGully Rating
Based on CreditGully editors' analysis. Not influenced by card issuers.
The Adani One ICICI Platinum Credit Card is an entry-level co-branded card designed for people who frequently transact within the Adani ecosystem. With a reasonable annual fee of Rs. 750 (waived on annual spends of Rs. 3 Lakh), it provides cardholders with a targeted rewards structure and specialized airport perks. Spends made through the Adani One portal, Adani managed airports, Trainman, and partner services earn accelerated points that can be easily redeemed for various travel and lifestyle rewards.
Beyond reward points, the card is packed with airport-specific privileges that are highly uncommon for an entry-level product. Cardholders enjoy benefits such as complimentary domestic lounge visits, premium lounge upgrades, valet parking, premium car parking, and porter services. The card also features a movie ticket discount through BookMyShow and welcome benefits like hotel and flight vouchers, which quickly offset the initial fee.
This card is best suited for frequent domestic travelers and shoppers who actively use Adani-linked services. While it lacks international lounge access and cashback redemption options, it delivers significant value and unique airport-linked conveniences to loyal customers of the Adani ecosystem.
What We Like
We highly appreciate the unique airport-centric benefits like valet parking, premium lounge upgrades, and porter services, which are rare for an entry-level card. Additionally, the welcome vouchers totaling Rs. 3,000 easily offset the joining fee.
Pros
- ✓Accelerated benefits on spends at Adani ecosystem
- ✓Exclusive airport-linked privileges, like premium car parking, lounge upgrade, etc.
- ✓25% off on movie tickets at BookMyShow
- ✓Hotel voucher worth Rs. 1,000 as welcome benefit
- ✓Conversion of YES Bank reward points into Adani reward points
Cons
- ✗No international lounge access benefits
- ✗Low reward rate on utility and insurance spends
- ✗No reward points redemption against cashback
- ✗High forex markup fee of 3.5%
Get This Card If
- ✓You frequently travel and shop within the Adani ecosystem
- ✓You can utilize the reward redemption options offered on the card
- ✓You want premium airport-linked services like lounge upgrades, premium car parking, etc.
- ✓You can spend Rs. 3 Lakh in a year to avail annual fee waiver
Earning & Redemption
How You Earn
| Category | Reward rate | Yield % | Cap |
|---|---|---|---|
| Adani Ecosystem (3% Value) | 3 Adani Reward Points per ₹100 | 3.00% | No Upper Cap |
| International Spends | 1.5 Adani Reward Points per ₹100 | 1.50% | No Upper Cap |
| Domestic Retail Spends | 1 Adani Reward Point per ₹100 | 1.00% | No Upper Cap; category based limits may still apply |
| Utility & Insurance (Non-Adani) | 0.5 Adani Reward Points per ₹100 | 0.50% | ₹40,000 spend each |
| Excluded Categories | No Points Earned | 0.0% | — |
Milestone Rewards
| Spend | Benefit | Value | Summary |
|---|---|---|---|
| ₹0.1 Lakh | Flight Voucher | ₹2,000 Voucher | Spend ₹10,000 within 60 days of card activation to unlock a flight voucher. |
| ₹3 Lakh | Fee Waiver | ₹750 + GST Savings | Annual fee for the next year is waived if you spend ₹3 Lakhs in the calendar year. |
| ₹1 Lakh | Porter Service | 2 Porter Services | Unlock 2 domestic porter services for every ₹1 Lakh spent (Capped at 4/year). |
Redemption Value
| Channel | Value per point | Verdict |
|---|---|---|
| Adani One Platform | ₹1.00 per point1:1 Ratio | Best Value (Redeem for flights, hotels, or duty-free at Adani airports) |
What You Need to Know
New Lounge Spend Criteria
Effective July 1, 2026, domestic lounge access requires a spend of ₹75,000 in the previous quarter.
Impact: If you don't hit the ₹25k/month average, the lounge benefit is effectively dead.
Third-Party Wallet Fee
1% fee on wallet loads (Amazon Pay, Paytm, etc.) of ₹5,000 or more per transaction.
Impact: Increases cost for users who use wallet loads to pay for non-accepted merchants.
Gaming & Betting Fee
A 2% fee is levied on transactions at gaming platforms like Dream11 or Rummy.
Impact: Avoid using this card for online skill gaming as the fee exceeds the reward rate.
Utility Loophole
To get 3% on utilities, you MUST pay via the Adani One portal/app.
Impact: Paying through the bank's bill-pay or BBPS will drop your rewards to 0.5%.
Essential Fine Print
Reward Exclusions
Non-Reward Categories: Fuel, cash advances, and EMI transactions do not accrue reward points.
Welcome Offer
Hotel Vouchers
Hotel voucher worth ₹1,000 on activation of the Credit Card.
Flight Vouchers
Flight voucher worth ₹2,000 on spending ₹10,000 within the first 60 days of card activation.
Lounge Access
Domestic Lounge Access
The Primary Cardholder can avail 2 complimentary domestic airport lounge accesses per quarter. Note: This card will require spends of ₹ 75,000 to be made in a calendar quarter to unlock airport lounge access in the next calendar quarter, with effect from Jul 01, 2026.
Premium Lounge Upgrades
Enjoy 8 Premium Lounge upgrades at Adani-managed and operated airports.
Travel Benefits
Adani One Ecosystem Rewards
Earn 3% Adani Reward Points on spends made through the Adani One app (flights, hotels, Duty Free, etc.).
International Spend Rewards
Earn 1.5% Adani Reward Points on all international transactions.
Valet Parking
Avail 2 instances of Valet Parking using the Adani One platform with the Adani Rewards Membership Account credentials.
Porter Service
Get up to 4 Porter services in a year for every ₹1 lakh spend annually
Premium Car Parking
Avail 2 instances of Premium car parking on card activation using the Adani One platform with the Adani Rewards Membership Account credentials.
Milestone Benefits
Annual Fee Waiver
Renewal fee of ₹750 is waived if the total spends on the card exceed ₹3,00,000 in the previous anniversary year.
Additional Features
Movie Offer
Get 2 monthly discounts on movie tickets through BookMyShow (25% off upto ₹100) Note: Starting Apr 1, 2026, to be eligible for availing complimentary tickets offer on movie/ events tickets with BookMyShow, you must spend ₹25,000 or more on your Adani One ICICI Bank Platinum Credit Card within the preceding spends quarter.
Fees & Charges
| Fee Type | Amount / Details |
|---|---|
| Joining Fee | ₹750 |
| Annual / Renewal Fee | ₹750 |
| Fee Waiver Threshold | Spend ₹3,00,000 annually |
| Forex Markup | 3.5% |
| Reward Redemption Fee | ₹99 per redemption |
| Fuel Surcharge Waiver | 1% surcharge |
Eligibility Criteria
Salaried
Age > 21 years, Monthly Income > ₹ 20,000
Self-Employed
Age > 21 years, Annual Income > ₹ 2.4 Lakhs
Ready to apply for Adani One Platinum?
Annual fee: ₹750 · Waived on ₹3,00,000 spend
Frequently Asked Questions
Annual fee
₹750
1% – 3% yield