Priority Pass
RBL Bank
World Safari
The RBL World Safari Credit Card is a travel-focused credit card issued by RBL Bank, designed to offer balanced rewards and benefits for both frequent domestic and international travelers. Priced at a joining and annual fee of Rs.
Direct link to the issuer's website. Terms apply — verify current offer with the bank.
Data last updated 6 June 2026.
At a Glance
Annual Fee
₹3,000
Joining Fee
₹3,000
Fee Waiver
N/A
Lounge Access
See details
Forex Markup
0%
Effective Yield
0.5% – 6.26%
Our Take
CreditGully Rating
Based on CreditGully editors' analysis. Not influenced by card issuers.
The RBL World Safari Credit Card is a travel-focused credit card issued by RBL Bank, designed to offer balanced rewards and benefits for both frequent domestic and international travelers. Priced at a joining and annual fee of Rs. 3,000, this card quickly establishes its value by offering a zero percent foreign currency markup fee alongside robust travel rewards. For those who frequently spend abroad, it represents a highly economical payment companion that minimizes currency conversion losses.
In terms of standout features, the card excels by providing accelerated rewards of 5 points per Rs. 100 on travel purchases, alongside a base reward rate of 2 points per Rs. 100 on domestic non-travel categories. Cardholders also gain access to both domestic and international airport lounges, golf benefits including complimentary lessons and rounds, and a 24x7 concierge service. Spend-based milestones are highly rewarding, granting users brand vouchers worth up to Rs. 10,000 from premium partners like Taj Experiences, MakeMyTrip, and Croma upon meeting annual spend targets.
This card is ideally suited for individuals who regularly travel internationally and want to save on foreign currency transactions. It is also an excellent option for cardholders who can comfortably spend between Rs. 5 Lakh and Rs. 7.5 Lakh in a year, enabling them to maximize milestone benefits and offset the annual fee with high-value travel vouchers.
What We Like
We love the zero percent foreign exchange markup fee, which makes international transactions incredibly cost-effective. We also appreciate the inclusion of a Rs. 3,000 MakeMyTrip welcome voucher that fully offsets the card's joining fee, combined with premium perks like monthly complimentary golf lessons.
Pros
- ✓Completely waives the foreign currency markup fee on international transactions
- ✓Provides 2.5X accelerated reward points on domestic and international travel bookings
- ✓Offers complimentary access to both domestic and international airport lounges
- ✓Grants travel and shopping vouchers worth Rs. 10,000 as milestone benefits
- ✓Provides monthly complimentary golf lessons and free green fee rounds
- ✓Delivers a MakeMyTrip voucher worth Rs. 3,000 as a welcome benefit
Cons
- ✗Carries a high joining and annual fee of Rs. 3,000 plus taxes
- ✗Requires meeting quarterly spending thresholds to unlock domestic lounge visits
- ✗Does not award reward points on international transactions
- ✗Offers a relatively modest rewards rate on non-travel categories
Get This Card If
- ✓You want to save on travel bookings with accelerated reward points
- ✓You frequently spend overseas and seeking a card with zero forex markup fee
- ✓You can spend between Rs. 5 and Rs. 7.5 Lakh in a year to maximize benefits
- ✓You are looking for a card that offers travel vouchers and milestone rewards
Earning & Redemption
How You Earn
| Category | Reward rate | Yield % | Cap |
|---|---|---|---|
| Travel Spends (Accelerated) | 5 Travel Points per ₹100 | 1.25% | No Upper Cap on base earning |
| Other Domestic Retail Spends | 2 Travel Points per ₹100 | 0.50% | No Upper Cap |
| International Spends | 0 Travel Points | 0.00% | — |
| Excluded Categories | No Points Earned | 0.0% | — |
Milestone Rewards
| Spend | Benefit | Value | Summary |
|---|---|---|---|
| ₹2.5 Lakh | Bonus Points10,000 pts | ₹2,500 (Travel Value) | 10,000 bonus Travel Points awarded upon reaching ₹2.5 Lakhs annual spend. |
| ₹5 Lakh | Bonus Points15,000 pts | ₹3,750 (Travel Value) | Additional 15,000 points (Total 25,000 bonus points) at ₹5 Lakhs spend. |
| ₹7.5 Lakh | The 'Big' Voucher | ₹10,000 Gift Card | ₹10k voucher from Taj, Amazon, or Croma for reaching ₹7.5 Lakhs annual spend. |
Redemption Value
| Channel | Value per point | Verdict |
|---|---|---|
| RBL Rewards Portal (Travel) | ₹0.25 per point4:1 Ratio | Best Value (Redeem for flights or hotels via rblrewards.com) |
What You Need to Know
New 2026 Lounge Gate
Effective Feb 2026, domestic lounge access requires ₹35,000 spend in the previous quarter.
Impact: Occasional travelers who don't use the card regularly will lose lounge access.
The Zero-Reward Forex Trade
International transactions earn ZERO reward points.
Impact: If you have a card like Infinia (which gives 3.3% points even on forex), it may be better than 0% markup here.
Redemption Fee
A fee of ₹99 + GST is charged for every reward redemption request.
Impact: Discourages frequent small redemptions; users should pool points and redeem once.
The 1% Education/Utility Fee
Standard RBL 1% fee applies to all third-party utility and education payments.
Impact: Net loss if using this card for monthly bills, as they also earn zero rewards.
Essential Fine Print
Reward Exclusions
Fuel Spends: Transactions at fuel stations do not earn Travel Points.
Rent and Wallet Transactions: Rental payments and e-wallet loading transactions are excluded from reward earning.
Cash Advances: Cash withdrawal transactions do not qualify for reward points.
Welcome Offer
MakeMyTrip Voucher
Get a MakeMyTrip gift voucher worth ₹3,000 upon payment of the joining fee.
Lounge Access
Priority PassDomestic Lounge Access
2 complimentary visits per calendar quarter at select domestic airport lounges in India. (if they spend ₹35,000 or more in the previous calendar quarter.)
International Lounge Access
2 complimentary visits per year to international lounges via the included Priority Pass membership.
Travel Benefits
0% Forex Markup
India’s first credit card with 0% foreign currency markup on all international spends.
Travel Insurance
Complimentary insurance coverage including Personal Accident (Air), Loss of Baggage, and Trip Delay.
Dining Benefits
Dining Discounts
Exclusive dining offers and discounts at partner restaurants through RBL's dining program.
Golf Benefits
Golf Privileges
Get 4 complimentary rounds of green fee in a year and one golf lesson each month. 50% discounted green fee beyond 4 complimentary rounds.
Milestone Benefits
2.5 Lakh Spend Milestone
Earn 10,000 bonus Travel Points on reaching annual spends of ₹2.5 Lakhs.
5 Lakh Spend Milestone
Earn an additional 15,000 bonus Travel Points on reaching annual spends of ₹5 Lakhs.
7.5 Lakh Spend Milestone
Receive a gift voucher worth ₹10,000 from premium brands on reaching annual spends of ₹7.5 Lakhs.
Additional Features
Travel Points Earning
Earn 2 Travel Points for every ₹100 spent on all purchases and 5 Travel Points for every ₹100 spent on travel-related categories.
Zero Lost Card Liability
Protection against unauthorized transactions once the loss of card is reported to the bank.
24x7 Concierge
Get the best services available to you around the clock from a dedicated concierge desk. You can do the following with the desk's help: • Golf Course Referral and Reservation Assistance • Hotel Referral and Reservation Assistance • Dining Referral and Reservation Assistance • Spa, Fitness Centre and Sports Centre Information and Referral Assistance
Fees & Charges
| Fee Type | Amount / Details |
|---|---|
| Joining Fee | ₹3,000 |
| Annual / Renewal Fee | ₹3,000 |
| Fee Waiver Threshold | N/A |
| Forex Markup | 0% |
| Reward Redemption Fee | ₹99 per redemption |
| Fuel Surcharge Waiver | 1% surcharge |
Eligibility Criteria
Age
Primary cardholder must be between 21 and 65 years of age.
Employment
Available to both salaried and self-employed individuals with a stable income.
Location
Must be a resident of India in a city serviced by RBL Bank.
Ready to apply for World Safari?
Annual fee: ₹3,000
Frequently Asked Questions
Annual fee
₹3,000
0.5% – 6.26% yield