Priority Pass
State Bank of India
Club Vistara Prime
The Club Vistara SBI Card PRIME is a co-branded travel credit card offered by SBI Card in partnership with Vistara Airlines. Available for an annual and renewal fee of Rs.
Direct link to the issuer's website. Terms apply — verify current offer with the bank.
Data last updated 7 June 2026.
At a Glance
Annual Fee
Nil
Joining Fee
₹2,999
Fee Waiver
N/A
Lounge Access
See details
Forex Markup
3.5%
Effective Yield
2% – 3.25%
Our Take
CreditGully Rating
Based on CreditGully editors' analysis. Not influenced by card issuers.
The Club Vistara SBI Card PRIME is a co-branded travel credit card offered by SBI Card in partnership with Vistara Airlines. Available for an annual and renewal fee of Rs. 2,999 plus GST, this card is designed to make air travel cheaper and more convenient for frequent flyers. However, please note that SBI Card is currently not accepting new applications for this card due to the Vistara-Air India merger, meaning some features listed may be subject to change.
This card stands out for its strong travel and milestone privileges. Cardholders earn 4 Club Vistara (CV) points for every Rs. 200 spent across all categories, including fuel. The milestone benefits are particularly generous, offering 3,000 bonus CV points for spending Rs. 75,000 within 90 days of activation, and a Rs. 10,000 Yatra Hotel e-voucher upon reaching Rs. 8 Lakh in annual spends. Additionally, the card provides comprehensive insurance coverage, including an air accident cover of up to Rs. 1 Crore and multiple flight cancellation protections.
Ultimately, the Club Vistara SBI Card PRIME is an excellent match for frequent flyers who primarily travel through Vistara Airlines. The card completely justifies its annual fee by offering a complimentary Premium Economy ticket as an e-gift voucher, a business class ticket as a milestone benefit, free Club Vistara Silver Membership, and extensive lounge access. Those seeking non-travel rewards or alternative airline programs may want to look elsewhere.
What We Like
We like that this card provides extensive airport lounge benefits, offering 8 complimentary domestic visits and 4 complimentary international visits per year under Priority Pass. The inclusion of comprehensive travel insurance covers, such as air accident and flight cancellation insurance, adds massive peace of mind. Additionally, the ability to earn 4 CV points per Rs. 200 spent across all categories—including fuel—makes point accumulation simple and fast.
Pros
- ✓Earn 4 CV points per Rs. 200 spent on all transaction categories, including fuel purchases.
- ✓Get 8 complimentary domestic lounge visits and 4 complimentary international lounge visits per year under Priority Pass.
- ✓Comprehensive insurance benefits including up to Rs. 1 Crore air accident cover and flight cancellation protection.
- ✓Unlock valuable milestone rewards like 3,000 bonus CV points and a Rs. 10,000 Yatra Hotel e-voucher.
- ✓Includes a complimentary Club Vistara Silver Membership featuring priority check-in, priority waitlist clearance, and extra baggage allowance.
Cons
- ✗New applications are currently not being accepted by SBI Card due to the Vistara-Air India merger.
- ✗Carries a high finance charge of up to 3.50% per month, which translates to 42% per annum.
- ✗Some of the co-branded features and benefits may be outdated due to the recent airline merger.
Get This Card If
- ✓You are a frequent flyer who exclusively travels via Vistara Airlines and wants to earn redeemable CV points.
- ✓You want a robust combination of both domestic and international airport lounge access benefits.
- ✓You can comfortably meet the high spending thresholds to unlock premium milestone vouchers and bonus points.
Earning & Redemption
How You Earn
| Category | Reward rate | Yield % | Cap |
|---|---|---|---|
| All Retail Spends (including Fuel) | 4 Maharaja Points per ₹200 | 2.00% - 3.00% | No Upper Cap on base earning |
| Excluded Categories | No Points Earned | 0.0% | — |
Milestone Rewards
| Spend | Benefit | Value | Summary |
|---|---|---|---|
| ₹8 Lakh | Hotel Voucher | ₹10,000 | Earn a ₹10,000 Yatra.com Hotel E-Voucher upon reaching ₹8 Lakhs annual spend. |
| ₹3 Lakh | Fee Waiver | ₹2,999 + GST Savings | New 2026 Rule: The renewal fee is automatically waived for cardholders under the 'Voucher-less' regime. |
Redemption Value
| Channel | Value per point | Verdict |
|---|---|---|
| Maharaja Club (Award Flights) | ₹1.00 - ₹1.50 per point1:1 Ratio | Best Value (Redeem for Air India, Vistara, or Star Alliance partner flights) |
Reward Exclusions
Excluded Transactions: Cash Advance, Balance Transfer, Encash, and Flexipay do not earn CV Points.
Welcome Offer
Welcome Ticket (temporarily discontinued)
1 complimentary Premium Economy Class Ticket voucher on payment of joining fee.
Hotel Gift Voucher (temporarily discontinued)
A Hotel Gift Voucher worth ₹ 3,000 from select partners upon joining.
Activation Bonus (temporarily discontinued)
3,000 CV Points on spending ₹ 75,000 within 90 days of card issuance.
Lounge Access
Priority PassDomestic Lounge Access
8 complimentary visits per year to domestic airport lounges, limited to maximum 2 visits per quarter.
International Lounge Access
Complimentary Priority Pass membership with 4 complimentary visits per year to international lounges (max 2 per quarter).
Travel Benefits
Club Vistara Base Earnings
4 CV Points for every ₹ 200 spent on all categories including fuel.
Vistara Membership (temporarily discontinued/outdated)
Complimentary Club Vistara Silver Tier membership.
Milestone Benefits
Hotel Voucher Milestone
Additional Hotel Gift Voucher from Yatra worth ₹ 10,000 on reaching annual spends of ₹ 8 Lakh.
Additional Features
Insurance Cover
Air accident cover up to ₹ 1 Crore and Lost Card Liability cover up to ₹ 1 Lakh.
Fees & Charges
| Fee Type | Amount / Details |
|---|---|
| Joining Fee | ₹2,999 |
| Annual / Renewal Fee | Nil |
| Fee Waiver Threshold | N/A |
| Forex Markup | 3.5% |
| Fuel Surcharge Waiver | 1% surcharge |
Eligibility Criteria
Age
Primary cardholder must be between 18 and 70 years of age.
Income
Subject to SBI Card's internal credit criteria and income requirements.
Applications paused for Club Vistara Prime
This card is not currently accepting new applications. Check back later.
Frequently Asked Questions
Annual fee
Nil
2% – 3.25% yield